Archive for January, 2007

Other Valla’s of the World

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The only Valla’s I’v ever met in the Philippines are my own family and relatives. I wasn’t born yet when my grandfather left earth, he looked very Hispanic, who married my very Filipina grandmother Trinidad. I look more like my Lola, very Filipina

With the power of the internet to provide information, I came across some Valla’s of the World. Like…

Lorenzo Valla, an Italian Humanist, 1407-1457. He knew Latin and Greek, http://www.encyclopedia.com/html/V/Valla-Lo.

http://libros.ciberanika.com/arti19.htm

Daniel Valla, an award winning photographer in U.K. http://www.danielvalla.co.uk

Valla Family who operates a Crane Business in Italy http://valla.com

Tonica Valla, a Physicist. http://infrared.phy.bnl.gov/valla.html

Antonio Valla, an Italian Lawyer, based in San Francisco http://www.gvd-law.com/vallabio.htm

Gabriel Valla, a Musician, in the U.S. http://www.vallaturnerwilliamson.com/news.html

Tito Valla, an Italian Mathemathecian and name sake of my father

http://www.commalg.org/photos/Luminy2003/ (the one in the middle on pic)

I am sure there are a lot more… If you are a Valla, we hope to hear from you.

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Want to save on Parking in Ortigas?

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Parking whole day in most Ortigas Parking Lots usually costs P 30 for first 2 hours and P15 for every succeeding hours. A whole day parking of 9 hours can cost one P135.00/day x 26 days = P 3,510 per month. Wow, that’s P42,120.00 a year! Hmm, enough to gift your self a new Cellphone.

I realized that Robinsons Galleria Parking rates is flat at P40.00 whole day from 6am to mall closing hours, isn’t that cool? If you are having a whole day meeting in Ortigas within walking distance to Galleria Mall, then you save some bucks parking there. If you hold office inearby then that would only be P40 x 26 days = P 1040 a month. Save more than P2K in parking fees added to your Gas allowance, or maybe use that for a Gym membership!

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The theGrf.org meeting

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I had the pleasure of meeting a very warm group of people in Sept. 8, from http://thegrf.org headed by no less than Mrs. Gerry Roxas herself, also the Executive Director Ms. Agnes Villaruz, Lani, Nap, Oliver, Mike and their other key people. Of course, also present were Nicon and Angie from the office of Sen. Mar Roxas (http:.//marroxas.com) who are doing a great job helping out in the website development.

I probably had less than an hour speaking to them, and you can tell how intelligent and kind hearted they are.

When I got home tonight, I told my mom about my day as I normally do, and mentioned, I just came from a meeting and met Sen. Mar’s mom, and she quips, “really, you met Judy Roxas?” i said “oh you know her name?”, (coz i didnt know her first name) then mom said “she is very famous in Roxas City” (my mom taught in a school in Capiz for a while). And the next thing i do is check her name on the internet http://iloilocityboy.blogspot.com/2006/07/judy-roxas-grand-doyen-of-ilonggo.html and http://www.thegrf.org/cms/news.php It’s really cool meeting her, she asks great questions and says the right things, and communicates it really nicely. Well, what can one expect from the woman behind powerful men! She’s a Sparkling woman really.

The Gerry Roxas Foundation has helped a great deal of people and its just awesome to be in the midst of a group whos hearts are all out into creating a positive impact in the lives of our countrymen specifically in the ARMM region in Mindanao.

More power to the Gerry Roxas Foundation.

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Great Evening Spa

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Its been a very stressful week and I’ve been meaning to get a massage since the last three days. Finally, i got to go at the Lifestyle Spa in Timog Ave. Q.C.

How nice it was to evidently feel my blood circulating in my veins, and to get my heart beating fast again and relax my muscles like never before. I guess when you are most tired that you appreciate the finer things in life most too.

Well, all the showering, the hot dip in the jacuzzi, sessions at the sauna & steam, topped by a relaxing combination of shiatsu and swedish massage did wonders. I feel totally revitalized…

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Trinity University of Asia

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My former school Trinity College of Quezon City has recently been granted a University status and is now called Trinity University of Asia http://www.tua.edu.ph/. A great deal of my life growing up was spent in this school.

My favorite teachers were Mrs. Castigador in science because I wasn’t really fond of this topic but she explained things in a way that made the subject seem easy , and she has style too, i find her very classy…And also, Mrs. Sarao, my English teacher, she presented topics in a very lively way and in a quite unconventional manner, I recall her being very refined, not that the others were not, our teachers were all very good, she just sort of stand out. It was cool studying the Greek Mythology in her class and the speeches.

And in Nov. 10, 2006, I met the wife of our retired School President Dr. Rafael Rodriguez, Mrs. Gloria F. Rodriguez, their house is very near ours. She is a very nice lady, with whom I learned a lot from talking to her for just a little over an hour. She is now 78 years old and look younger than that, and you can tell how much she loves her family coz she spoke so well about each one of them, her husband and three daughters. I can say that the Family is very important, it makes one happier and succesful, and live longer graciously.
The best teacher I ever had though is my own Mom, she is a retired grade (1) school teacher. It’s in that level where a kid progress from “no reading” to being able to read. That’s a tough feat i believe, and she does it well. I remember she took a leave in school just to teach me English, I was down poor at it, and she said it would be a shame if her own child can’t understand lol… I didn’t knew English because after i was born in Manila, i was flew in to the province where I lived for 5 years till it was time to start school and came back to Manila. You can imagine i didnt know even tagalog, but only Visaya hehe..There you go. I am “promdi”…

Congratulations to Trinity!!! I believe they’re making waves in Nursing…My cousin Michael Valla goes there. Go Mike!

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Airplane, Ship or Ro-ro to Boracay

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The temperature outside the house makes me want to fly to Boracay instantly, but have to “raincheck” on that, because of my still recovering dad who needs us to stay home as much as we could and because my sister who is the Annual Family Boracay Trip promoter is in the US right now. Boracay has been sort of the holyweek destination for the family for many years, it has be come a tradition. Even if i don’t get to see it this summer time, the family is scheduled to go in August for a wedding.

I have tried most of the public means to go there, (as if I’v been there on a private plane and a yacht, haha,?!) since more than the past ten years of going, my first time was in high school (now my age is revealed) I’v witnessed the transformation of Boracay from a quiet paradise to the kind of party paradise that it is now. Nevertheless, I still find it captivating.

Shall one take the plane? Ferry? or the Roro? My story applies to those who are adventurous enough not to take a Travel Agent booked trip.

By Plane, we normally took PAL at P3,800.00 more or less, that’s a 45 minutes flight from the Naia Domestic to Kalibo Airport. From there buses or vans are for hire at P1000.00 exclusive or per seat fee of P150 each that takes you to Caticlan. Caticlan now has a nice Station where you get your boat ticket for P40.00 and done in an organized manner. Boat ride is 15-20 minutes or so, depending on what Station you are getting off. There you go! Welcome to the paradise island of Boracay!!!

Another way is to take the Ship From the Port Area, Manila. We take the Mary the Queen or Virgin Mary of MBRS Lines, that leaves Manila at around 5PM and arrives in Caticlan early morning (before sunrise). The ferry could not dock very near the Caticlan shore so it stays a few hundred meters away. A fleet of boat waits at the exit doors of the ferry ship where you hop in and brings you to the island directly. Btw, Ferry Ships have a movie house, Karaoke, and Lounges for Dining to keep you busy in the almost 13 or so hours of travel. It has different types of accomodations ranging from Economy (P1,100.00- no airconditioning, and you need to bear with some smell), to Cabin Suites (P2000-3,000+), we usually go for the Tourist or De Luxe Class (P1,400.00 more or less with Airconditioning). If you are in the company of many family members and/or friends, and only one person pays for the bill like the parents this could save some bucks to be spent on the island and if you are somewhat adventurous enough with no small kids in tow, this would be good. Its just sleeping one night in a boat and the next morning, you are a 15 mins boat right away to the Island.

The longest route would be the RoRo but the cheapest at around P1000.00, fine for the young ones who can carry back packs and move around from vessel to vessel, and enjoy the sites along the way. You can take a bus ride from any Manila based bus station bound for Batangas City, this is a 4 hour ride. Upon reaching the Batangas City port you take a ferry to Mindoro, then in Mindoro you travel to the other side of the island called Calapan via per seat fee van. From Calapan you take a boat again, this time it takes you already to Caticlan. In there you, then take the 15 mins boat ride to the island. In each and every stop you buy a ticket, but PhilTranco offers a straight ride there, where you just pay them once and thats it, you ride the bus all the way, how? well, the bus rides the boats too. Total travel time is at least 12 hours or more if you missed a boat either in Batangas City or in Calapan. This happened to us in Calapan so we ended up renting a hut where we could stay and relax a while for a few hours.

You are now in Boracay, and the next thing to do is get settled. There are three (3) stations a kilometer apart from each other, with resorts lined one after another to choose from. You can pick from P1500 and up room per night, that can house as much as 4 people (ideally its just for two, the other 2 will have to sleep in a “banig” on the floor) each depening on location and size. At P1500, there would be no A/C, but its fine if you don’t mind sleeping with the natural beach breeze. We have stayed in more than 10 different resorts and it was all a memorable stay. The Lorenzo Villas had a very nice room and pool, the one we stayed at is a ride away to the beach front though, good for honeymooners who want privacy hehe, they have beach front villas too. The Peninsula had a nice terrace in front of each unit, which we find really cool since we got units facing each other. The other resorts, il try to remember the names yet, all beachfront and served good breakfast too.

Food is not that expensive, breakfast can be around P80-P150.00, Lunch is maybe P150-250, and dinner is P250 and up. You can even go marketing and have your resort kitchen cook them for you if they offer that option. Massage is around P300. Bike can be rented at P250 per day. Boat rentals to visit other islands is P250 each person for 5 pax/boat including lunch, snorkling and stuff.

In a nutshell, a Boracay Trip can cost as little as:

P 2500 – back and forth ship ride

P 3000- accomodation at P750/night share on the bill x 4 nights.

P 3000 – for meals at P750/day x 4 days (if malakas ka kumain at sa mejo mahal):-)

P 3000 – for fun and pasalubong.

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11,500.00 per person.

Don’f forget to buy your ticket on the way back upon arriving in Boracay to secure your way back or better yet buy them together before leaving Manila. And remember security controls for your things and yourself, plus have your ATM’s ready in case you want to splurge on something…Enjoy!!!

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OWWA Medicare

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In February 2006, my dad was diagnosed of Aplastic Anemia, a failure of the bone marrow to function normally to produce blood ( http://www.marrow.org/PATIENT/aplastic_anemia.html ). It is an extremely difficult sickness which resulted to my dad’s immediate weakening and weight loss. And on top of it, it is highly expensive to treat and requires personal/immediate family members’ round the clock TLC (tender loving care).

His first hospitalization bill and medicines amounted to more than P 300,000.00 (he’s been back to the hospital thrice, and is currently home resting and recovering with weekly visits to his hematologist). As a Senior Citizen and a Philhealth member, he is entitled to at least 20% discount and other benefits. So, that is a good thing, and our cousin from the Billing Department of the hospital who knows well about Philhealth and OWWA, informed us that if we use my brother’s Owwa Medicare, the deduction could be more than 100% bigger than if we use my dad’s Philhealth ( http://www.philhealth.gov.ph/owp.htm ).

True enough its bigger. Had we used my dad’s Philhealth, the benefit would be P30,000.00plus, which is really good, but with my brothers’, it went up to P80,000.00plus, even better!

How did my dad benefit from my married brothers’ Owwa Medicare? He is a Senior Citizen who is qualified to be a beneficiary.

What did the Hospital require to facilitate the benefit? They asked for a Certificate of Eligibility as supporting document.

To do this, it required the following documentations which my sis-in-law and i personally brought to the Philhealth-Owwa Medicare Shaw Blvd. branch and was efficiently and quickly processed by their staff:

1. Original Letter of Request by my brother to OWWA to include my father as a beneficiary.

2. Birth Certificate of my brother proving he is my fathers’ son :-)

3. Photocopy of his (a) Passport, (b) 2 Valid I.D’s, (c) Official Receipt of Philhealth-Owwa Medicare membership Payment. (d) Philhealth I.D

That’s it, if i recall them correctly. As soon as these requirements were given, it was immediately facilitated and was shortly released the Certificate of Eligibility. We submitted it to the hospital, and shortly after a few days, the check amounting to more than P80,000.00 was delivered via Postal mail to my brothers’ residential address.

How nice! The P50k is indeed a big difference and a great help. Thanks to OWWA and Philhealth! Truely a job well done!

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How to become ultra rich?

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I spent my late evening yesternight reading “Entrepreneur” Magazine’s ( http://entrepreneur.com.ph ) Collector’s Edition “Success Secrets of the Country’s Top 50 Entrepreneurs”. (It is upon Marc’s insistence that i purchase this mag). I scanned the pages and decided to read page 150 onwards.

It features the interviews with Taipans John Gokongwei, Jr., Henry Sy, Sr., Dr. Lucio Tan, Andrew Tan, and Ben Chan. Their stories are all very inspiring, and one obvious denominator they have is that they’re all Chinese. How come the richest men in our country aren’t Filipinos?

They stated some Golden Rules, attributes they strongly have and seriously lived by… I would like to state TWO Common words they used to describe their key ingredients to success:

1.HARD WORK… and

2. FRUGALITY…

and varied attidudes to where they attribute their success were Integrity, Discipline, Never Quiting, Creativity, and Vision.

Does it mean that Filipinos don’t have as much of the above to be among the similar Success Roll?

In the same magazine was featured a lot of Successful Filipinos too, which is awesome. It’s time that each of us consider becoming entrepreneurs, and begin harnessing our talents, skills and embrace similar attidudes the Taipans have.

Frugality? Does most Filipinos know what this really means? Hard Work is not a question, how about discipline and never quiting?

Well…to all who want to be at the TOP, we now know the “must haves”.

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Domain Registration

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A good investment to make especially when you already have a business, is to secure your Company’s Domain Name, today! What’s a domain name? it’s like your address in the Internet world, where millions of people are wired into. With the raising popularity of 3G, where one can access the Internet via the cellphones, going online for any business is a MUST, if you want to stay in business.

As Bill Gates says, “If you are not in the internet, you are not in business!”. Well, the long and short of it is Internet is the Future, so should one wants to be in the Future, be on the internet.

One doesn’t have to put a website immediately when you secure a domain, its like purchasing a land, but not have to build a structure on it yet. To check the availability of your name you can go to:

http://smallbusiness.yahoo.com

http://ploghost.com

http://sedo.com

its usually dollars to purchase, but there are Philippine based sellers too. Domains can be reserved at P600 annually for .com or .net, and P1450 for .ph.

How important is securing a domain? well, PLDT, just recently resolved a litigation that costed them millions for PLDT.com.

To all entrepreneurs out there, pls. take this seriously Shalom!

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SEC Registration – Rehistro ng Negosyong Korporasyon

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It’s cool that the SEC (http://www.sec.gov.ph) makes it possible to check the availability of a proposed Corporate Name, thus saves you time. I have personally experienced this comfort when we incorporated several companies, wherein we had to think of several names before we came up with the final and approved one. We had a consultant who did the documentation and processing, her close coordination with me allowed me to be familiar with the flow.

To get started, secure a business name by reserving one that can be done online. Simply log on to the SEC website, register yourself, and select the corresponding industry you’re opening a business in by clicking the right choices. Upon completing the requested information, it will lead you to a “Proposed Name” section where you type-in your desired name. The system will process that and give you an immediate feedback whether the name you are proposing passes all requirements to go ahead. Should your proposed name passes, you can reserve that, and print the “Reservation Page” and go to the SEC counter to pay the fees. You may reserve a name for a maximum of 120 days, renewable. This gives you ample time to produce the necessary documents to proceed with your incorporation.

Possible reasons to be declined are similarity of name with an existing corporation, or name is confusing among others.

If you are registering a Trading Company where there are no special Terms and Conditions needed to be stipulated in the Articles of Incorporation, you may buy a ready version at the SEC counter at P400-500 together with forms that can be filled up easily, and lodged at the Fast Lane Section with the attached supporting documents required.

This is how it goes:

1. In the forms, type-in all necessary Incorporators’ details, such as, Name, Address, Citizenship, Birthday, Designation in the Company, TIN Number, and Resident Certificate Numbers. (8 copies). When you purchase the forms, request for the requirements necessary to make sure you cover everything, they give a leaflet free.

2. Notarize the filled documents – Articles of Incorporation, Treasurer’s Affidavit, and SEC Registration application.

3. The Treasurer’s Affidavit must be notarized in the same city where the Company Bank Account will be opened.

4. Open the required Bank Account by bringing a copy or two of all the notarized docs above and present it with the Bank. For a P1 Million Authorized Capital, at least P62,500.00 deposit will be required in the name of the proposed Corporation, but initially opened by the Treasurer in his/her name which is automatically renamed to the Corporation upon approval of the SEC.

5. Arrange the SEC Application and all requirements according to the order of documents indicated in the leaflet. Go to the New Application Section and file them. The documents you submitted will be checked to make sure they are complete, otherwise it will be returned to you. Once screened to contain what’s necessary, you will be asked to proceed to the Cashier to make the payment which amount depends on how much your paid-up capital is.

6. Upon payment, you will be issued a form with the expected date of release in a few days. To save you time, they will provide you with a phone number to call for confirmation of availability of your documents for claiming.

7. Call up for confirmation, and pick up your Approved SEC Registration.

As soon as you have this, you may now proceed to securing a Mayor’s/Business Permit and TIN number with the BIR, after which you can start ordering Official Receipts for printing.

The process I shared above can be done by a consultant at a fee of around P10K-20K for your convenience, or do it yourself and save the cash. Always visit the SEC Official (http://www.sec.gov.ph) Website for further details. Good luck!

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