Archive for January, 2007

OWWA Medicare

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In February 2006, my dad was diagnosed of Aplastic Anemia, a failure of the bone marrow to function normally to produce blood ( http://www.marrow.org/PATIENT/aplastic_anemia.html ). It is an extremely difficult sickness which resulted to my dad’s immediate weakening and weight loss. And on top of it, it is highly expensive to treat and requires personal/immediate family members’ round the clock TLC (tender loving care).

His first hospitalization bill and medicines amounted to more than P 300,000.00 (he’s been back to the hospital thrice, and is currently home resting and recovering with weekly visits to his hematologist). As a Senior Citizen and a Philhealth member, he is entitled to at least 20% discount and other benefits. So, that is a good thing, and our cousin from the Billing Department of the hospital who knows well about Philhealth and OWWA, informed us that if we use my brother’s Owwa Medicare, the deduction could be more than 100% bigger than if we use my dad’s Philhealth ( http://www.philhealth.gov.ph/owp.htm ).

True enough its bigger. Had we used my dad’s Philhealth, the benefit would be P30,000.00plus, which is really good, but with my brothers’, it went up to P80,000.00plus, even better!

How did my dad benefit from my married brothers’ Owwa Medicare? He is a Senior Citizen who is qualified to be a beneficiary.

What did the Hospital require to facilitate the benefit? They asked for a Certificate of Eligibility as supporting document.

To do this, it required the following documentations which my sis-in-law and i personally brought to the Philhealth-Owwa Medicare Shaw Blvd. branch and was efficiently and quickly processed by their staff:

1. Original Letter of Request by my brother to OWWA to include my father as a beneficiary.

2. Birth Certificate of my brother proving he is my fathers’ son :-)

3. Photocopy of his (a) Passport, (b) 2 Valid I.D’s, (c) Official Receipt of Philhealth-Owwa Medicare membership Payment. (d) Philhealth I.D

That’s it, if i recall them correctly. As soon as these requirements were given, it was immediately facilitated and was shortly released the Certificate of Eligibility. We submitted it to the hospital, and shortly after a few days, the check amounting to more than P80,000.00 was delivered via Postal mail to my brothers’ residential address.

How nice! The P50k is indeed a big difference and a great help. Thanks to OWWA and Philhealth! Truely a job well done!

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How to become ultra rich?

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I spent my late evening yesternight reading “Entrepreneur” Magazine’s ( http://entrepreneur.com.ph ) Collector’s Edition “Success Secrets of the Country’s Top 50 Entrepreneurs”. (It is upon Marc’s insistence that i purchase this mag). I scanned the pages and decided to read page 150 onwards.

It features the interviews with Taipans John Gokongwei, Jr., Henry Sy, Sr., Dr. Lucio Tan, Andrew Tan, and Ben Chan. Their stories are all very inspiring, and one obvious denominator they have is that they’re all Chinese. How come the richest men in our country aren’t Filipinos?

They stated some Golden Rules, attributes they strongly have and seriously lived by… I would like to state TWO Common words they used to describe their key ingredients to success:

1.HARD WORK… and

2. FRUGALITY…

and varied attidudes to where they attribute their success were Integrity, Discipline, Never Quiting, Creativity, and Vision.

Does it mean that Filipinos don’t have as much of the above to be among the similar Success Roll?

In the same magazine was featured a lot of Successful Filipinos too, which is awesome. It’s time that each of us consider becoming entrepreneurs, and begin harnessing our talents, skills and embrace similar attidudes the Taipans have.

Frugality? Does most Filipinos know what this really means? Hard Work is not a question, how about discipline and never quiting?

Well…to all who want to be at the TOP, we now know the “must haves”.

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Domain Registration

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A good investment to make especially when you already have a business, is to secure your Company’s Domain Name, today! What’s a domain name? it’s like your address in the Internet world, where millions of people are wired into. With the raising popularity of 3G, where one can access the Internet via the cellphones, going online for any business is a MUST, if you want to stay in business.

As Bill Gates says, “If you are not in the internet, you are not in business!”. Well, the long and short of it is Internet is the Future, so should one wants to be in the Future, be on the internet.

One doesn’t have to put a website immediately when you secure a domain, its like purchasing a land, but not have to build a structure on it yet. To check the availability of your name you can go to:

http://smallbusiness.yahoo.com

http://ploghost.com

http://sedo.com

its usually dollars to purchase, but there are Philippine based sellers too. Domains can be reserved at P600 annually for .com or .net, and P1450 for .ph.

How important is securing a domain? well, PLDT, just recently resolved a litigation that costed them millions for PLDT.com.

To all entrepreneurs out there, pls. take this seriously Shalom!

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