Arelle Valla

I have been meeting people the last few days who are living a great life at retirement time and they shared with me why.
One is Ma’am V who just acquired a $ 600K luxury condo and Sir F who bought at least 3 vacation condotels and buying more.
They have travelled the world with their families spending quality [...]

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One of the things that each and every person should know is how to manage finances. Admittedly, i have failed in this, but learning how to be well.  With the help of financial advisors, i have become aware that it is very important to have some kind of financial literacy exposure.   As one successful businessman [...]

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None of of my parents gambled and so playing cards with money involved was never a thing in our home. But in our vacation house, we had cards and mahjong sets because my cousins play.
During summer time, most of us go to the province for the usual one month vacation. I was grade 5 when [...]

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I attended a Trade Show some two weeks ago where i was given a business magazine called Enterprise, it is a back issue released May 2007.
One article talks about how much the sales growth of LCD plasma tv’s and monitors have grown. It is reported that 19,000,000 units was sold last year and it is expected [...]

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When i attended a Financial Literacy Seminar, it dawned on me how important it is to have an insurance.  I know that for most of us, being sold anything especially insurance is probably the least priority…particulary in the Philippines setting where a majority would rather purchase a new gadget that pay for insurance coverage, but [...]

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Are you venturing in a business that will require huge capitalization? If your answer is yes, you probably did a feasibility study already, if not, make sure to do your due diligence before jumping in.
A lot of businessmen lost their shirts for rushing things. Preparedness gets you closer to success. Certain business ideas and concepts [...]

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As gasoline prices increase, everything else goes up with it, and often times commodity prices goes up faster than some people’s income. So what is to do? A lot would depend on borrowing from relatives and friends or on payday loan. And the most logical thing one would do is to budget the expenses to get [...]

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 I have! But I have never played though. My first time entering a casino was in 1997, around 10a.m but it was closed…I was there to pick up a check payment for the Golf Club membership the casino was buying from my company. I saw the machines and tables that I usually saw on TV or [...]

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Who are qualified to apply for a bank financing loan? 
QUALIFIED BORROWERS
Filipino CitizensForeign Nationals (for condominium purchase)
Gainfully employed for the last 2 years
Doing business and profitably operating for the past 3 years
At least 21 years old and not exceed 65 years old at loan maturity
Minimum Gross Monthly Income at least P 40,000
If married, spouse to sign all documentsIf [...]

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PRE-QUALIFICATION REQUIREMENTS for Real Estate Bank Financing Loans 
I would like to share with you what will be required of you to secure a Bank Financing Loan depending on your source of income.  
If Employed within the Philippines -        
Certificate of Employment (COE) with salary and position      
 Latest Income Tax Return  
If Overseas Filipino Worker (OFW)
Crew Contract and Exit Pass [...]

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