
PRE-QUALIFICATION REQUIREMENTS for Real Estate Bank Financing LoansÂ
I would like to share with you what will be required of you to secure a Bank Financing Loan depending on your source of income. Â
If Employed within the Philippines -       Â
Certificate of Employment (COE) with salary and position     Â
 Latest Income Tax Return Â
If Overseas Filipino Worker (OFW)
Crew Contract and Exit Pass form POEA (Seaman)
Contract/Certificate of Employment (COE)
Authenticated by the Philippine Consulate (direct-hired) or Verification with the Employer thru E-mail.
Or 6 Months Proof of Remittance (i.e passbook, bank statement or remittance receipts)Â
If Practicing Doctor
Clinic Address Latest
Income Tax ReturnBank Statements for the last 6 monthsÂ
If Self-employed within the Philippines
Business Name (DTI)or SEC Registration Certificate
Articles of Incorporation and By Laws
Last 3 years Income Tax Return & Audited Financial Statements
Bank Statements for the past 6 months
 If from Commission
Latest Income Tax Return
Vouchers or Bank Statements for the past 6 months
If from Rental of Properties
Latest Income Tax Return
Lease Contracts of Bank Statements for the last 6 monthsÂ
You may see the usual Bank Charges here.
You will of course be subject to a credit check or CI (credit investigation). It’s better if you have a very good credit standing, meaning you pay your loans and credit card bills on time.
*The above are standard documentations in securing a bank financing facility, the bank may require supplementary documentations and considerations for approval may vary from bank to bank.  Â
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